• Categories

  • Pages

  • Tags

  • Archives

  • Meta

  • Mint.com – How to Get Outta Credit Card Debt – Part 1 of 5

    Posted by admin on April 30th, 2011 and filed under credit card debt | No Comments »

    Welcome to http://www.ChipsMoneyTips.com – I’m Chip Chinery. This is a 5 day series on how to get out of credit card debt, in which I will give you 4 of my favorite ways to do that.

    Welcome to ChipsMoneyTips, I’m Chip Chinery. I want to warn you that my hair is getting large. It has entered what I call The Five Day Window. Day One — it looks good. But if I don’t get a haircut by Day 5 — I look like Conway Twitty. Coincidentally, this is a 5 day series on how to get out of credit card debt, in which I will give you 4 of my favorite ways to do that. I hear ya, “5 parts but only 4 options. That doesn’t add up.” What sort of Enron-style accounting is this, ChipsMoneyTips?!! Well, this first video, which will be followed by 4 videos of suggested options, is about Mint.com – a quick and easy tool that will tell you how you got into credit card debt by showing you where you spent your money. It’s free, anonymous, and safe. There are other ways you could track your spending, like in Excel spreadsheets, personal accounting software, or pencil and paper – but Mint.com is free and easy. Aside from initial 5 minute set-up, you don’t have to do anything. It does all the work for you. Repeat — it does all the work for you. It’s like a 1970s hairdo. You set it and forget it. Twitty! But maybe letting something do all the work for you is too much work for you. Cuz that’s what it comes down to, right? We don’t track our spending, because for most of us, the idea of keeping ledgers and categorized expenditures is soul killing. It ranks up there next to chewing aluminum foil, brushing your teeth then drinking orange juice, and having someone repeatedly run over the back of your heels with a shopping cart. If you are watching this at ChipsMoneyTips.com, there is a referral link right below this video that will take you to Mint.com. It is free for you whether you sign up by clicking on my link or not. But in the interest of full disclosure, if you click on my link, sign up and try it out, I get 3 bucks from Mint.com. It’s like you are buying me a cyber-beer for the tip. Mmm. Cyber-beeeer. But WHY do you need to track your spending? Simple. Because not knowing is just guessing, and you have guessed your way into debt. We cannot improve what we do not measure. Most of us have no clue where our money actually goes. Every single person I have counseled about getting out of credit card debt says the same thing: “I don’t buy anything crazy…” I said the same thing when I was in credit card debt. I have yet to run into one who said, “Chip, I spent like a jackass! Or worse, a professional athlete.” If you are in debt, Mint.com will show you how you got there, in snazzy charts and graphs. When you discover that instead of spending “a few bucks a week” on coffee, Mint.com shows you that you spent $2,317.45 at Starbucks last year, you have a starting point for change. Why wonder if you eat out too much when Mint.com will tell you that you spent $8,900 at The Burger Barge?” As they used to say at ol’ Faber College, “Knowledge is good.” Mint.com can show you were you can make spending cuts. Now, I’m gonna go see if I can get my doo lowered. Click on the link and check out Mint.com Hello Darlin’. Uh oh, I’m starting to Twitty!!

    Duration : 0:3:19

    Read the rest of this entry »

    Technorati Tags: , , , ,

    Ryan Says His Budget Plan Preempts U.S. Debt Crisis

    Posted by admin on April 30th, 2011 and filed under debt crisis | 6 Comments »

    April 29 (Bloomberg) — House Budget Committee Chairman Paul Ryan, a Republican from Wisconsin, talks about the need to raise the U.S. debt ceiling and overhaul tax policy.
    Ryan, speaking with Peter Cook on Bloomberg Television’s “Surveillance Midday,” also discusses the public response he’s received over his deficit reduction proposal and funding concerns for Medicare. (Source: Bloomberg)

    Duration : 0:5:12

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

    Debt Free Church Testimonials

    Posted by admin on April 30th, 2011 and filed under debt management | No Comments »

    Several Financial Framework Seminar Class Members share their thoughts about the series

    Duration : 0:10:25

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , , , , , , , ,

    Credit Card Debt Forgiveness

    Posted by admin on April 30th, 2011 and filed under debt reduction | No Comments »

    http://creditcarddebtforgiveness.net/

    Struggling with credit card debt? why not try your lenders credit card debt forgiveness program and pay just pennies on the dollar. find out more at http://creditcarddebtforgiveness.net/

    Duration : 0:0:57

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , , , ,

    1st Service Solutions Helps with CMBS Loan Modifications

    Posted by admin on April 30th, 2011 and filed under debt solutions | No Comments »

    1st Service Solutions is a dedicated borrower advocate whose services include commercial real estate loan restructures assumptions, defeasance, discounted payoffs and equity and debt solutions.

    For more information on 1st Service Solutions, visit http://www.1stservicesolutions.com/

    Founded in 2005, 1st Services Solutions was the first firm to serve as a borrowers advocate and has resolved more than $4 billion in loans. From loan restructures to providing equity and debt, 1st Service Solutions is the complete solution for borrowers.

    Duration : 0:1:27

    Read the rest of this entry »

    Technorati Tags: , , , , , , , ,

    Daheim Sees ‘No Imminent Threat’ of Spanish Debt Default

    Posted by admin on April 29th, 2011 and filed under debt crisis | 1 Comment »

    April 29 (Bloomberg) — Marius Daheim, a senior fixed-income strategist at Bayerische Landesbank AG, talks about Spanish bonds and the European debt crisis.
    He speaks with Mark Barton on Bloomberg Television’s “On the Move.” (Source: Bloomberg)

    Duration : 0:4:9

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

    Get Out of Debt Toronto! DebtCare Canada Can Show You How.

    Posted by admin on April 29th, 2011 and filed under debt counselling | No Comments »

    Our mission at DebtCare Canada is to inform the public about debt programs which have been introduced by the federal government to help anyone experiencing debt problems. We have provided debt assistance to businesses and individuals and are confident we can help you. Call 888-890-0888 or visit us online at http://www.debtcare.ca.

    Duration : 0:0:31

    Read the rest of this entry »

    Technorati Tags: , , , , , , , ,

    Get Out of Debt – Free eBook of Tips and Advice

    Posted by admin on April 29th, 2011 and filed under debt management | 10 Comments »

    http://www.BeatTheBailiffs.co.uk – Want to Get Out of Debt? Here’s a quick video I made to tell you about a free eBook I’ve put together for you with some tips to help you Get Out of Debt.

    If you’re like me, you’ve probably spent hours and hours searching for Debt Management tips and advice online, and been overwhelmed by the amount of information that’s out there, while at the same time not knowing which bits were useful.

    That’s why I put together this free eBook with the top 10 tips that I think can help you get out of debt.

    These are things I have done to help me manage my debt, and hopefully they will help you too.

    To get your copy, just pop over to www.BeatTheBailiffs.co.uk, and you’ll see a form there – just pop your email in it, and I’ll send you your copy straight away.

    Visit http://www.BeatTheBailiffs.co.uk for your free ebook to help you get out of debt.

    Duration : 0:1:1

    Read the rest of this entry »

    Technorati Tags: , , , , , , ,

    Fleischer: Obama Has “Whiffed” 3 Times on Debt Reduction Plan

    Posted by admin on April 29th, 2011 and filed under debt reduction | 1 Comment »

    Fmr. White House Press Secretary Ari Fleischer joined Neil Cavuto on Fox Business to talk about President Obama’s upcoming deficit and debt reduction plans.

    Duration : 0:4:25

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , ,

    New Era Debt Solutions Local Commercial

    Posted by admin on April 29th, 2011 and filed under debt solutions | No Comments »

    Cable Ad run in Ventura, Santa Barabara, and San Luis Obisbo counties.

    Duration : 0:0:30

    Read the rest of this entry »

    Technorati Tags: , , , , , , , , , , , , , , , , ,