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	<title>Debt Relief Avoid Bankruptcy &#187; credit card debt</title>
	<atom:link href="http://www.havingbook.com/category/credit-card-debt/feed" rel="self" type="application/rss+xml" />
	<link>http://www.havingbook.com</link>
	<description>Finally a Realistic Way to Get Debt Relief</description>
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		<title>Credit &amp; Debt Consolidation : Credit Card Debt &amp; Low Interest</title>
		<link>http://www.havingbook.com/credit-card-debt/credit-debt-consolidation-credit-card-debt-low-interest-2</link>
		<comments>http://www.havingbook.com/credit-card-debt/credit-debt-consolidation-credit-card-debt-low-interest-2#comments</comments>
		<pubDate>Tue, 21 Jun 2011 15:26:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[...]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit ratings]]></category>
		<category><![CDATA[credit reporting agencies]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[HELOC]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[reducing debt]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/credit-debt-consolidation-credit-card-debt-low-interest-2</guid>
		<description><![CDATA[http://www.finance101now.com When people have credit card debt and bad credit, it is difficult to get low interest rates. Learn about credit card debt and low interest rates from a registered financial consultant (RFC) in this free personal finance video.Expert: Patrick MunroContact: http://www.finance101now.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/IGjiw7jc3iA/0.jpg" align="left">http://www.finance101now.com When people have credit card debt and bad credit, it is difficult to get low interest rates. Learn about credit card debt and low interest rates from a registered financial consultant (RFC) in this free personal finance video.Expert: Patrick MunroContact: http://www.finance101now.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC</p>
<p>Duration : <b>0:1:20</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/...' rel='tag' target='_blank'>...</a>, <a class='technorati-link' href='http://technorati.com/tag/credit' rel='tag' target='_blank'>credit</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+card+debt' rel='tag' target='_blank'>credit card debt</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+cards' rel='tag' target='_blank'>credit cards</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+ratings' rel='tag' target='_blank'>credit ratings</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+reporting+agencies' rel='tag' target='_blank'>credit reporting agencies</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+scores' rel='tag' target='_blank'>credit scores</a>, <a class='technorati-link' href='http://technorati.com/tag/debt' rel='tag' target='_blank'>debt</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+consolidation' rel='tag' target='_blank'>debt consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/HELOC' rel='tag' target='_blank'>HELOC</a>, <a class='technorati-link' href='http://technorati.com/tag/Mortgages' rel='tag' target='_blank'>Mortgages</a>, <a class='technorati-link' href='http://technorati.com/tag/reducing+debt' rel='tag' target='_blank'>reducing debt</a></p>

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		</item>
		<item>
		<title>Catwalk Empire &#8211; Indonesia</title>
		<link>http://www.havingbook.com/credit-card-debt/catwalk-empire-indonesia</link>
		<comments>http://www.havingbook.com/credit-card-debt/catwalk-empire-indonesia#comments</comments>
		<pubDate>Mon, 20 Jun 2011 13:31:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/catwalk-empire-indonesia</guid>
		<description><![CDATA[Indonesia&#8217;s corrupt banking sector poised for boom To see more go to http://www.youtube.com/user/journeymanpictures Follow us on Facebook (http://goo.gl/YRw42) or Twitter (http://www.twitter.com/journeymanvod) With 60,000 millionaires the cash is splashing around in Indonesia. Yet recently their playground has been invaded by two major scandals that reveal the full extent of the country&#8217;s endemic corruption. Malinda Dee&#8217;s smile [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/rBYeLxLO-i8/0.jpg" align="left">Indonesia&#8217;s corrupt banking sector poised for boom</p>
<p>To see more go to http://www.youtube.com/user/journeymanpictures</p>
<p>Follow us on Facebook (http://goo.gl/YRw42) or Twitter (http://www.twitter.com/journeymanvod)</p>
<p>With 60,000 millionaires the cash is splashing around in Indonesia. Yet recently their playground has been invaded by two major scandals that reveal the full extent of the country&#8217;s endemic corruption. </p>
<p>Malinda Dee&#8217;s smile is immovable as she walks down the catwalk, in a luxuriant green dress, her neck covered in diamonds. Yet behind this polished look lies the story of a major banking scandal. A former employee at Citibank, Malinda is now in jail awaiting trial for allegedly stealing from her clients &#8211; something even her lawyer has not denied: &#8220;Malinda would use the clients&#8217; money, then she would return it&#8221;. She was allowed to carry on unchecked by Citibank because of the number of high-profile clients she brought in. Yet while the bank was losing millions and not even noticing at the top end, at the other end its heavy-handed tactics cast a dark cloud over the country. Irzen Octa had accrued a credit card debt of $5,000 and was subject to intimidation by Citibank&#8217;s debt collectors. When he visited his local bank branch he ended up dead. &#8220;Lots of people have the same experience of being terrorised&#8221;, says Octa&#8217;s wife. Yet despite the corruption, big credit rating agencies are about to pump billions of investment into the system. &#8220;Whether it&#8217;s a dark alley of debt collectors or the Ferraris of Malinda, it just shows how acceptable it is in this country to make money by any means.&#8221; </p>
<p>A Film By ABC Australia<br />
Distributed By Journeyman Pictures<br />
June 2011</p>
<p>Duration : <b>0:25:30</b></p>
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		</item>
		<item>
		<title>7 Part Series on Credit Card Debt &#8211; Part 2 with Mary Marriott</title>
		<link>http://www.havingbook.com/credit-card-debt/7-part-series-on-credit-card-debt-part-2-with-mary-marriott</link>
		<comments>http://www.havingbook.com/credit-card-debt/7-part-series-on-credit-card-debt-part-2-with-mary-marriott#comments</comments>
		<pubDate>Sun, 19 Jun 2011 11:13:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[ask]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[cards]]></category>
		<category><![CDATA[credit card Credit Cards debt]]></category>
		<category><![CDATA[creditcard]]></category>
		<category><![CDATA[creditcards]]></category>
		<category><![CDATA[det]]></category>
		<category><![CDATA[just]]></category>
		<category><![CDATA[mariot]]></category>
		<category><![CDATA[mariott]]></category>
		<category><![CDATA[marriot]]></category>
		<category><![CDATA[Marriott]]></category>
		<category><![CDATA[Mary]]></category>
		<category><![CDATA[part]]></category>
		<category><![CDATA[part2]]></category>
		<category><![CDATA[series]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/7-part-series-on-credit-card-debt-part-2-with-mary-marriott</guid>
		<description><![CDATA[Digging out of the credit card pit falls. Tips on how to negotiate a lower interest rate on your credit cards using the 6 things from Part 1 Duration : 0:1:4 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fcredit-card-debt%2F7-part-series-on-credit-card-debt-part-2-with-mary-marriott'; addthis_title = '7+Part+Series+on+Credit+Card+Debt+%26%238211%3B+Part+2+with+Mary+Marriott'; addthis_pub = ''; Technorati Tags: ask, card, cards, credit card Credit Cards debt, creditcard, creditcards, det, just, mariot, [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/AQfMuW0100s/0.jpg" align="left">Digging out of the credit card pit falls. Tips on how to negotiate a lower interest rate on your credit cards using the 6 things from Part 1</p>
<p>Duration : <b>0:1:4</b></p>
<p><span id="more-2225"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/AQfMuW0100s" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/ask' rel='tag' target='_blank'>ask</a>, <a class='technorati-link' href='http://technorati.com/tag/card' rel='tag' target='_blank'>card</a>, <a class='technorati-link' href='http://technorati.com/tag/cards' rel='tag' target='_blank'>cards</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+card+Credit+Cards+debt' rel='tag' target='_blank'>credit card Credit Cards debt</a>, <a class='technorati-link' href='http://technorati.com/tag/creditcard' rel='tag' target='_blank'>creditcard</a>, <a class='technorati-link' href='http://technorati.com/tag/creditcards' rel='tag' target='_blank'>creditcards</a>, <a class='technorati-link' href='http://technorati.com/tag/det' rel='tag' target='_blank'>det</a>, <a class='technorati-link' href='http://technorati.com/tag/just' rel='tag' target='_blank'>just</a>, <a class='technorati-link' href='http://technorati.com/tag/mariot' rel='tag' target='_blank'>mariot</a>, <a class='technorati-link' href='http://technorati.com/tag/mariott' rel='tag' target='_blank'>mariott</a>, <a class='technorati-link' href='http://technorati.com/tag/marriot' rel='tag' target='_blank'>marriot</a>, <a class='technorati-link' href='http://technorati.com/tag/Marriott' rel='tag' target='_blank'>Marriott</a>, <a class='technorati-link' href='http://technorati.com/tag/Mary' rel='tag' target='_blank'>Mary</a>, <a class='technorati-link' href='http://technorati.com/tag/part' rel='tag' target='_blank'>part</a>, <a class='technorati-link' href='http://technorati.com/tag/part2' rel='tag' target='_blank'>part2</a>, <a class='technorati-link' href='http://technorati.com/tag/series' rel='tag' target='_blank'>series</a></p>

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		</item>
		<item>
		<title>Top tips on beating credit crunch</title>
		<link>http://www.havingbook.com/credit-card-debt/top-tips-on-beating-credit-crunch</link>
		<comments>http://www.havingbook.com/credit-card-debt/top-tips-on-beating-credit-crunch#comments</comments>
		<pubDate>Thu, 16 Jun 2011 04:51:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[alvin]]></category>
		<category><![CDATA[hall]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/top-tips-on-beating-credit-crunch</guid>
		<description><![CDATA[TV money expert Alvin Hall has revealed his top five tips for looking after your cash in the face of a recession. He gives struggling Geordies advice on savings, tackling debt, and how a packed lunch could save you more than ?450 a year. Click here to find out more. Duration : 0:5:3 addthis_url = [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/1NzZlKECIQI/0.jpg" align="left">TV money expert Alvin Hall has revealed his top five tips for looking after your cash in the face of a recession. He gives struggling Geordies advice on savings, tackling debt, and how a packed lunch could save you more than ?450 a year. Click here to find out more.</p>
<p>Duration : <b>0:5:3</b></p>
<p><span id="more-2206"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/1NzZlKECIQI" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Credit Card Debt</title>
		<link>http://www.havingbook.com/credit-card-debt/credit-card-debt-9</link>
		<comments>http://www.havingbook.com/credit-card-debt/credit-card-debt-9#comments</comments>
		<pubDate>Wed, 15 Jun 2011 01:24:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[estate]]></category>
		<category><![CDATA[real]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/credit-card-debt-9</guid>
		<description><![CDATA[realestateamerica1http://gdata.youtube.com/feeds/api/users/realestateamerica1Peoplereal, estateCredit Card Debt Duration : 0:3:15 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fcredit-card-debt%2Fcredit-card-debt-9'; addthis_title = 'Credit+Card+Debt'; addthis_pub = ''; Technorati Tags: estate, real]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/p-iBV3VJl6E/0.jpg" align="left">realestateamerica1http://gdata.youtube.com/feeds/api/users/realestateamerica1Peoplereal, estateCredit Card Debt</p>
<p>Duration : <b>0:3:15</b></p>
<p><span id="more-2197"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/p-iBV3VJl6E" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Too much debt out of control credit card debt help</title>
		<link>http://www.havingbook.com/credit-card-debt/too-much-debt-out-of-control-credit-card-debt-help</link>
		<comments>http://www.havingbook.com/credit-card-debt/too-much-debt-out-of-control-credit-card-debt-help#comments</comments>
		<pubDate>Sun, 12 Jun 2011 19:45:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[Help]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/too-much-debt-out-of-control-credit-card-debt-help</guid>
		<description><![CDATA[http://greatmortgagesolutions.com debt management online Duration : 0:0:26 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fcredit-card-debt%2Ftoo-much-debt-out-of-control-credit-card-debt-help'; addthis_title = 'Too+much+debt+out+of+control+credit+card+debt+help'; addthis_pub = ''; Technorati Tags: consolidation, debt, Help]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/9qxPB1gFuGg/0.jpg" align="left">http://greatmortgagesolutions.com    debt management online</p>
<p>Duration : <b>0:0:26</b></p>
<p><span id="more-2181"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/9qxPB1gFuGg" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/consolidation' rel='tag' target='_blank'>consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/debt' rel='tag' target='_blank'>debt</a>, <a class='technorati-link' href='http://technorati.com/tag/Help' rel='tag' target='_blank'>Help</a></p>

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		<item>
		<title>Credit Crunch explained &#8211; Money Box Episode 1</title>
		<link>http://www.havingbook.com/credit-card-debt/credit-crunch-explained-money-box-episode-1</link>
		<comments>http://www.havingbook.com/credit-card-debt/credit-crunch-explained-money-box-episode-1#comments</comments>
		<pubDate>Fri, 10 Jun 2011 20:19:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[blonde]]></category>
		<category><![CDATA[clever]]></category>
		<category><![CDATA[Coopes]]></category>
		<category><![CDATA[crash]]></category>
		<category><![CDATA[credit crunch]]></category>
		<category><![CDATA[deposit]]></category>
		<category><![CDATA[Depression]]></category>
		<category><![CDATA[education]]></category>
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		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/credit-crunch-explained-money-box-episode-1</guid>
		<description><![CDATA[The first of a series from UBank, Money Box is the world of finance made simple and easy to understand. In this episode, we will explain what the credit crunch is all about, and how Australians are really saving their money. All with a lighthearted sideways look, Money Box will help you make the most [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/z7VkPJB2WoU/0.jpg" align="left">The first of a series from UBank, Money Box is the world of finance made simple and easy to understand.  In this episode, we will explain what the credit crunch is all about, and how Australians are really saving their money.  All with a lighthearted sideways look, Money Box will help you make the most of your money right now.<br />
Download the iTunes podcast here http://tinyurl.com/b5jrht</p>
<p>Duration : <b>0:2:33</b></p>
<p><span id="more-2162"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/z7VkPJB2WoU" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Australia' rel='tag' target='_blank'>Australia</a>, <a class='technorati-link' href='http://technorati.com/tag/Bank' rel='tag' target='_blank'>Bank</a>, <a class='technorati-link' href='http://technorati.com/tag/Banking' rel='tag' target='_blank'>Banking</a>, <a class='technorati-link' href='http://technorati.com/tag/blonde' rel='tag' target='_blank'>blonde</a>, <a class='technorati-link' href='http://technorati.com/tag/clever' rel='tag' target='_blank'>clever</a>, <a class='technorati-link' href='http://technorati.com/tag/Coopes' rel='tag' target='_blank'>Coopes</a>, <a class='technorati-link' href='http://technorati.com/tag/crash' rel='tag' target='_blank'>crash</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+crunch' rel='tag' target='_blank'>credit crunch</a>, <a class='technorati-link' href='http://technorati.com/tag/deposit' rel='tag' target='_blank'>deposit</a>, <a class='technorati-link' href='http://technorati.com/tag/Depression' rel='tag' target='_blank'>Depression</a>, <a class='technorati-link' href='http://technorati.com/tag/education' rel='tag' target='_blank'>education</a>, <a class='technorati-link' href='http://technorati.com/tag/explained' rel='tag' target='_blank'>explained</a>, <a class='technorati-link' href='http://technorati.com/tag/finance' rel='tag' target='_blank'>finance</a>, <a class='technorati-link' href='http://technorati.com/tag/funny' rel='tag' target='_blank'>funny</a>, <a class='technorati-link' href='http://technorati.com/tag/hot' rel='tag' target='_blank'>hot</a>, <a class='technorati-link' href='http://technorati.com/tag/Humour' rel='tag' target='_blank'>Humour</a>, <a class='technorati-link' href='http://technorati.com/tag/intelligent' rel='tag' target='_blank'>intelligent</a>, <a class='technorati-link' href='http://technorati.com/tag/investing' rel='tag' target='_blank'>investing</a>, <a class='technorati-link' href='http://technorati.com/tag/Investment' rel='tag' target='_blank'>Investment</a>, <a class='technorati-link' href='http://technorati.com/tag/money' rel='tag' target='_blank'>money</a>, <a class='technorati-link' href='http://technorati.com/tag/nab' rel='tag' target='_blank'>nab</a>, <a class='technorati-link' href='http://technorati.com/tag/national' rel='tag' target='_blank'>national</a>, <a class='technorati-link' href='http://technorati.com/tag/Rachael' rel='tag' target='_blank'>Rachael</a>, <a class='technorati-link' href='http://technorati.com/tag/rachel' rel='tag' target='_blank'>rachel</a>, <a class='technorati-link' href='http://technorati.com/tag/recession' rel='tag' target='_blank'>recession</a>, <a class='technorati-link' href='http://technorati.com/tag/smart' rel='tag' target='_blank'>smart</a>, <a class='technorati-link' href='http://technorati.com/tag/Stimulus' rel='tag' target='_blank'>Stimulus</a>, <a class='technorati-link' href='http://technorati.com/tag/UBank' rel='tag' target='_blank'>UBank</a>, <a class='technorati-link' href='http://technorati.com/tag/USA' rel='tag' target='_blank'>USA</a></p>

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		<slash:comments>25</slash:comments>
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		<item>
		<title>Consumer Credit Card Consolidation Fraud</title>
		<link>http://www.havingbook.com/credit-card-debt/consumer-credit-card-consolidation-fraud-2</link>
		<comments>http://www.havingbook.com/credit-card-debt/consumer-credit-card-consolidation-fraud-2#comments</comments>
		<pubDate>Wed, 08 Jun 2011 12:35:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Board]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[complaints]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/consumer-credit-card-consolidation-fraud-2</guid>
		<description><![CDATA[Consumer credit card debt, credit cards, consumer debt Duration : 0:9:22 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fcredit-card-debt%2Fconsumer-credit-card-consolidation-fraud-2'; addthis_title = 'Consumer+Credit+Card+Consolidation+Fraud'; addthis_pub = ''; Technorati Tags: Board, card, complaints, consolidation, consumer, credit, debt, fraud, scam]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/g-jrjyjX2gY/0.jpg" align="left">Consumer credit card debt, credit cards, consumer debt</p>
<p>Duration : <b>0:9:22</b></p>
<p><span id="more-2142"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/g-jrjyjX2gY" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<slash:comments>1</slash:comments>
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		<title>Dave Ramsey &#8211; Credit Card/Debt Collectors are SCUM</title>
		<link>http://www.havingbook.com/credit-card-debt/dave-ramsey-credit-carddebt-collectors-are-scum-2</link>
		<comments>http://www.havingbook.com/credit-card-debt/dave-ramsey-credit-carddebt-collectors-are-scum-2#comments</comments>
		<pubDate>Tue, 07 Jun 2011 10:06:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[...]]></category>
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		<category><![CDATA[america]]></category>
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		<category><![CDATA[collection]]></category>
		<category><![CDATA[collections]]></category>
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		<category><![CDATA[Dave]]></category>
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		<category><![CDATA[Ramsey]]></category>
		<category><![CDATA[Scum]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/dave-ramsey-credit-carddebt-collectors-are-scum-2</guid>
		<description><![CDATA[http://www.payasyousettle.com/debt-options/ My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors &#8211; particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/C2ZIlobGBPM/0.jpg" align="left">http://www.payasyousettle.com/debt-options/ My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors &#8211; particularly credit card debt collectors.  Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.IT IS NOT AGAINST THE LAW TO OWE MONEY!Do not allow yourself to be lied to (example:  &#8220;You&#8217;re going to go to jail if you don&#8217;t pay this&#8221; is one of their favorites!) or treated without the dignity you deserve.KNOW YOUR RIGHTS UNDER THE FDCPA:Collectors can NOT call you before 8 am or after 9 pmCollectors can NOT threaten to have you arrested or charged with a crime if you dont payCollectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the &#8220;Help With Credit&#8221; link at the top.)To the scum debt collectors reading this:  We&#8217;re mad as and we&#8217;re not going to take this any more!  We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation.  We&#8217;ll be in touch with you&#8230;</p>
<p>Duration : <b>0:5:57</b></p>
<p><span id="more-2135"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/C2ZIlobGBPM" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<title>Dealing with Credit Card Debt</title>
		<link>http://www.havingbook.com/credit-card-debt/dealing-with-credit-card-debt-6</link>
		<comments>http://www.havingbook.com/credit-card-debt/dealing-with-credit-card-debt-6#comments</comments>
		<pubDate>Mon, 06 Jun 2011 11:05:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[credit card debt relief]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[len rubino]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[money management]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/credit-card-debt/dealing-with-credit-card-debt-6</guid>
		<description><![CDATA[http://acreditcard.info Free Credit Cards++ Duration : 0:9:50 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fcredit-card-debt%2Fdealing-with-credit-card-debt-6'; addthis_title = 'Dealing+with+Credit+Card+Debt'; addthis_pub = ''; Technorati Tags: Budgeting, credit card debt, credit card debt relief, credit cards, debt management, debt relief, finance, len rubino, money, money management, personal finance]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/6Uo6IukQKUQ/0.jpg" align="left">http://acreditcard.info<br />
Free Credit Cards++</p>
<p>Duration : <b>0:9:50</b></p>
<p><span id="more-2125"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/6Uo6IukQKUQ" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Budgeting' rel='tag' target='_blank'>Budgeting</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+card+debt' rel='tag' target='_blank'>credit card debt</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+card+debt+relief' rel='tag' target='_blank'>credit card debt relief</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+cards' rel='tag' target='_blank'>credit cards</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+management' rel='tag' target='_blank'>debt management</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+relief' rel='tag' target='_blank'>debt relief</a>, <a class='technorati-link' href='http://technorati.com/tag/finance' rel='tag' target='_blank'>finance</a>, <a class='technorati-link' href='http://technorati.com/tag/len+rubino' rel='tag' target='_blank'>len rubino</a>, <a class='technorati-link' href='http://technorati.com/tag/money' rel='tag' target='_blank'>money</a>, <a class='technorati-link' href='http://technorati.com/tag/money+management' rel='tag' target='_blank'>money management</a>, <a class='technorati-link' href='http://technorati.com/tag/personal+finance' rel='tag' target='_blank'>personal finance</a></p>

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