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	<title>Debt Relief Avoid Bankruptcy &#187; debt consolidation</title>
	<atom:link href="http://www.havingbook.com/category/debt-consolidation/feed" rel="self" type="application/rss+xml" />
	<link>http://www.havingbook.com</link>
	<description>Finally a Realistic Way to Get Debt Relief</description>
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		<title>Debt Consolidation Tip # 6- Consumer Proposal &amp; Bankruptcy</title>
		<link>http://www.havingbook.com/debt-consolidation/debt-consolidation-tip-6-consumer-proposal-bankruptcy</link>
		<comments>http://www.havingbook.com/debt-consolidation/debt-consolidation-tip-6-consumer-proposal-bankruptcy#comments</comments>
		<pubDate>Thu, 23 Jun 2011 21:31:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[Consolidation mortgage]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[Elfie Hayes (AMP)]]></category>
		<category><![CDATA[high rate debt]]></category>
		<category><![CDATA[household budget]]></category>
		<category><![CDATA[lines of credit]]></category>
		<category><![CDATA[low rate mortgages]]></category>
		<category><![CDATA[mortgage broker Oshawa]]></category>
		<category><![CDATA[Mortgage Intelligence Oshawa]]></category>
		<category><![CDATA[pay cash]]></category>
		<category><![CDATA[reduce debt]]></category>
		<category><![CDATA[refinance debts]]></category>
		<category><![CDATA[unsecured]]></category>

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			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/GkxmKcXVwjM/0.jpg" align="left">http://acreditcard.info</p>
<p>M/C  Discover  VISA  American Express</p>
<p>Duration : <b>0:2:51</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Consolidation+mortgage' rel='tag' target='_blank'>Consolidation mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+card+debt' rel='tag' target='_blank'>credit card debt</a>, <a class='technorati-link' href='http://technorati.com/tag/Elfie+Hayes+%28AMP%29' rel='tag' target='_blank'>Elfie Hayes (AMP)</a>, <a class='technorati-link' href='http://technorati.com/tag/high+rate+debt' rel='tag' target='_blank'>high rate debt</a>, <a class='technorati-link' href='http://technorati.com/tag/household+budget' rel='tag' target='_blank'>household budget</a>, <a class='technorati-link' href='http://technorati.com/tag/lines+of+credit' rel='tag' target='_blank'>lines of credit</a>, <a class='technorati-link' href='http://technorati.com/tag/low+rate+mortgages' rel='tag' target='_blank'>low rate mortgages</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage+broker+Oshawa' rel='tag' target='_blank'>mortgage broker Oshawa</a>, <a class='technorati-link' href='http://technorati.com/tag/Mortgage+Intelligence+Oshawa' rel='tag' target='_blank'>Mortgage Intelligence Oshawa</a>, <a class='technorati-link' href='http://technorati.com/tag/pay+cash' rel='tag' target='_blank'>pay cash</a>, <a class='technorati-link' href='http://technorati.com/tag/reduce+debt' rel='tag' target='_blank'>reduce debt</a>, <a class='technorati-link' href='http://technorati.com/tag/refinance+debts' rel='tag' target='_blank'>refinance debts</a>, <a class='technorati-link' href='http://technorati.com/tag/unsecured' rel='tag' target='_blank'>unsecured</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation Home Loan -Demand The Best</title>
		<link>http://www.havingbook.com/debt-consolidation/debt-consolidation-home-loan-demand-the-best-2</link>
		<comments>http://www.havingbook.com/debt-consolidation/debt-consolidation-home-loan-demand-the-best-2#comments</comments>
		<pubDate>Wed, 22 Jun 2011 20:15:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/debt-consolidation-home-loan-demand-the-best-2</guid>
		<description><![CDATA[http://www.finance101now.com Choosing loan consolidation is a step in the right direction. Instead of worrying about numerous payments each month, you can start making one low monthly payment toward your debt, freeing you up for home repairs, vacations, and other fun expenses.You don&#8217;t have to live on bread and water to pay down your debt, especially [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/-VlMpF_Lnhw/0.jpg" align="left">http://www.finance101now.com Choosing loan consolidation is a step in the right direction.  Instead of worrying about numerous payments each month, you can start making one low monthly payment toward your debt, freeing you up for home repairs, vacations, and other fun expenses.You don&#8217;t have to live on bread and water to pay down your debt, especially when you have a consolidation agreement on your side.  But you need to learn the details about these arrangements before you sign up so that you understand what benefits you can expect and what will be expected of you.When looking at  or discussing a debt consolidation home loan; it pays to do some careful research and seek help and independent support from trusted professionals.</p>
<p>Duration : <b>0:4:12</b></p>
<p><span id="more-2241"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/-VlMpF_Lnhw" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/consolidation' rel='tag' target='_blank'>consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/debt' rel='tag' target='_blank'>debt</a>, <a class='technorati-link' href='http://technorati.com/tag/home' rel='tag' target='_blank'>home</a>, <a class='technorati-link' href='http://technorati.com/tag/loan' rel='tag' target='_blank'>loan</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Relief Using Government Grants or a Debt Consolidation Loan</title>
		<link>http://www.havingbook.com/debt-consolidation/debt-relief-using-government-grants-or-a-debt-consolidation-loan</link>
		<comments>http://www.havingbook.com/debt-consolidation/debt-relief-using-government-grants-or-a-debt-consolidation-loan#comments</comments>
		<pubDate>Mon, 20 Jun 2011 13:31:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[consolidation-loan]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt relief]]></category>
		<category><![CDATA[Freedom]]></category>
		<category><![CDATA[government grant]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/debt-relief-using-government-grants-or-a-debt-consolidation-loan</guid>
		<description><![CDATA[http://www.finddebtrelief.net Debt relief can be achieved when you use a government grant or a debt consolidation loan. There are millions of people suffering because they can&#8217;t pay there bills because they don&#8217;t make enough money. There is help available to you. The most important thing you do is to eliminate your debt by using one [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/9ExES-L41aY/0.jpg" align="left">http://www.finddebtrelief.net  Debt relief can be achieved when you use a government grant or a debt consolidation loan. There are millions of people suffering because they can&#8217;t pay there bills because they don&#8217;t make enough money. There is help available to you.</p>
<p>The most important thing you do is to eliminate your debt by using one of these options. The more you ignore your debt and pretend it does not exist the worse off you will be. </p>
<p>Check with your financial adviser and set up a plan so that you can pay off your debt in a reasonable amount of time. The quicker that you get rid of your debt the better off you will be. Having more money for yourself is much better than giving it to your credit card companies each and every month.</p>
<p>Remember that there are ways that you can get out out debt and get relief. You need to have a plan of action so that you can get there quickly. You may consider using a government grant or a debt consolidation loan but do something.</p>
<p>There are benefits to both of these ways to pay off your debt. If you want to use a debt consolidation loan then make sure that you secure a low rate on your loan. You will be able to save a large amount of money when you have a low rate.</p>
<p>Duration : <b>0:0:35</b></p>
<p><span id="more-2227"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/9ExES-L41aY" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/consolidation-loan' rel='tag' target='_blank'>consolidation-loan</a>, <a class='technorati-link' href='http://technorati.com/tag/credit' rel='tag' target='_blank'>credit</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+cards' rel='tag' target='_blank'>credit cards</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+relief' rel='tag' target='_blank'>debt relief</a>, <a class='technorati-link' href='http://technorati.com/tag/Freedom' rel='tag' target='_blank'>Freedom</a>, <a class='technorati-link' href='http://technorati.com/tag/government+grant' rel='tag' target='_blank'>government grant</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a reputable debt consolidation company?</title>
		<link>http://www.havingbook.com/debt-consolidation/what-is-a-reputable-debt-consolidation-company-3</link>
		<comments>http://www.havingbook.com/debt-consolidation/what-is-a-reputable-debt-consolidation-company-3#comments</comments>
		<pubDate>Sun, 19 Jun 2011 05:02:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/what-is-a-reputable-debt-consolidation-company-3</guid>
		<description><![CDATA[I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady job and income, they&#8217;ve raised the payments and dropped the limits so there&#8217;s no chance I&#8217;ll catch up. I want to do debt consolidation but most companies Google brings me are a scam. I know [...]]]></description>
			<content:encoded><![CDATA[<p>I fell behind on my credit cards when I had an emergency medical expense. Even though I have a steady job and income, they&#8217;ve raised the payments and dropped the limits so there&#8217;s no chance I&#8217;ll catch up. I want to do debt consolidation but most companies Google brings me are a scam. I know it ruins your credit, but 8 90+ past due accounts does that too. I&#8217;ve been unable to work out plans with them or find a second job. What is a reputable company?<br />
<br />For my debt issues I would go here: http://www.direct.gov.uk</p>
<p>They are extremely helpful and are a mine of Free relevant information about debt consolidation.</p>
<p>Another source of Free info</p>
<p>http://debt-help-debt.blogspot.com/</p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Secured Home-Owners Loans &#124; Loan &#124; Debt Consolidation Loan</title>
		<link>http://www.havingbook.com/debt-consolidation/secured-home-owners-loans-loan-debt-consolidation-loan</link>
		<comments>http://www.havingbook.com/debt-consolidation/secured-home-owners-loans-loan-debt-consolidation-loan#comments</comments>
		<pubDate>Thu, 16 Jun 2011 04:51:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[guides]]></category>
		<category><![CDATA[iva]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[tenant]]></category>
		<category><![CDATA[uk]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/secured-home-owners-loans-loan-debt-consolidation-loan</guid>
		<description><![CDATA[If you have an adverse credit history, with mortgage arrears, County Court Judgements, etc, DO NOT WORRY, we may still be able to help as we have a specialist department and excellent lenders to deal sympathetically with these types of applications. All applications are handled quickly and easily with no up-front fees. Duration : 0:1:9 [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/t30VYNKVcJg/0.jpg" align="left">If you have an adverse credit history, with mortgage arrears, County Court Judgements, etc, DO NOT WORRY, we may still be able to help as we have a specialist department and excellent lenders to deal sympathetically with these types of applications. All applications are handled quickly and easily with no up-front fees.</p>
<p>Duration : <b>0:1:9</b></p>
<p><span id="more-2200"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/t30VYNKVcJg" frameborder="0" allowFullScreen="true"> </iframe></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/car' rel='tag' target='_blank'>car</a>, <a class='technorati-link' href='http://technorati.com/tag/consolidation' rel='tag' target='_blank'>consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/debt' rel='tag' target='_blank'>debt</a>, <a class='technorati-link' href='http://technorati.com/tag/guides' rel='tag' target='_blank'>guides</a>, <a class='technorati-link' href='http://technorati.com/tag/iva' rel='tag' target='_blank'>iva</a>, <a class='technorati-link' href='http://technorati.com/tag/loan' rel='tag' target='_blank'>loan</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_blank'>mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/tenant' rel='tag' target='_blank'>tenant</a>, <a class='technorati-link' href='http://technorati.com/tag/uk' rel='tag' target='_blank'>uk</a></p>

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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation Option</title>
		<link>http://www.havingbook.com/debt-consolidation/debt-consolidation-option-2</link>
		<comments>http://www.havingbook.com/debt-consolidation/debt-consolidation-option-2#comments</comments>
		<pubDate>Mon, 13 Jun 2011 18:56:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/debt-consolidation-option-2</guid>
		<description><![CDATA[Debt Consolidation Option Duration : 0:1:22 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fdebt-consolidation%2Fdebt-consolidation-option-2'; addthis_title = 'Debt+Consolidation+Option'; addthis_pub = ''; Technorati Tags: news]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/uP6am_JwfAE/0.jpg" align="left">Debt Consolidation Option</p>
<p>Duration : <b>0:1:22</b></p>
<p><span id="more-2184"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/uP6am_JwfAE" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<item>
		<title>Refinance for Debt Consolidation</title>
		<link>http://www.havingbook.com/debt-consolidation/refinance-for-debt-consolidation</link>
		<comments>http://www.havingbook.com/debt-consolidation/refinance-for-debt-consolidation#comments</comments>
		<pubDate>Sun, 12 Jun 2011 19:45:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[consolidation]]></category>
		<category><![CDATA[Kelowna Mortgage Broker]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Mortgage Refinance]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/refinance-for-debt-consolidation</guid>
		<description><![CDATA[Mortgage Refinance for Debt consolidation. April Dunn &#8211; Kelowna Mortgage Broker &#8211; Mortgage Alliance Homeline Mortgage #14 &#8211; 1470 Harvey Ave., Kelowna, BC V1Y 9K8 250-826-3543 www.aprildunn.com Duration : 0:4:2 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fdebt-consolidation%2Frefinance-for-debt-consolidation'; addthis_title = 'Refinance+for+Debt+Consolidation'; addthis_pub = ''; Technorati Tags: consolidation, debt consolidation, Kelowna Mortgage Broker, mortgage, Mortgage Refinance, refinance]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/5b0wnP9cblw/0.jpg" align="left">Mortgage Refinance for Debt consolidation. April Dunn &#8211; Kelowna Mortgage Broker &#8211; Mortgage Alliance Homeline Mortgage<br />
#14 &#8211; 1470 Harvey Ave., Kelowna, BC V1Y 9K8<br />
250-826-3543<br />
www.aprildunn.com</p>
<p>Duration : <b>0:4:2</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/consolidation' rel='tag' target='_blank'>consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/debt+consolidation' rel='tag' target='_blank'>debt consolidation</a>, <a class='technorati-link' href='http://technorati.com/tag/Kelowna+Mortgage+Broker' rel='tag' target='_blank'>Kelowna Mortgage Broker</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_blank'>mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/Mortgage+Refinance' rel='tag' target='_blank'>Mortgage Refinance</a>, <a class='technorati-link' href='http://technorati.com/tag/refinance' rel='tag' target='_blank'>refinance</a></p>

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		<title>How To Find Debt Consolidation Lead Suppliers Worth Something!</title>
		<link>http://www.havingbook.com/debt-consolidation/how-to-find-debt-consolidation-lead-suppliers-worth-something</link>
		<comments>http://www.havingbook.com/debt-consolidation/how-to-find-debt-consolidation-lead-suppliers-worth-something#comments</comments>
		<pubDate>Sat, 11 Jun 2011 20:00:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[consumer]]></category>
		<category><![CDATA[debt consolidaton leads]]></category>
		<category><![CDATA[email]]></category>
		<category><![CDATA[leads]]></category>
		<category><![CDATA[mailing list]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[opt in]]></category>
		<category><![CDATA[sales]]></category>
		<category><![CDATA[sales leads]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/how-to-find-debt-consolidation-lead-suppliers-worth-something</guid>
		<description><![CDATA[http://abc-mailing-lists.com/debt-consolidation-lead.html &#8220;1 Short Form = 4 Lead Providers that SPECIALIZE in Debt Consolidation Leads to contact you back. Save time, money and effort. It&#8217;s that simple &#38; 100% FREE! At http://abc-mailing-lists.com you&#8217;ll learn how to find and purchase sales leads, telemarketing leads, targeted double opt-in email mailing lists, how to write sales scripts and deal [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/U7cofk5EPZs/0.jpg" align="left">http://abc-mailing-lists.com/debt-consolidation-lead.html </p>
<p>&#8220;1 Short Form = 4 Lead Providers that SPECIALIZE in Debt Consolidation Leads to contact you back. Save time, money and effort.</p>
<p>It&#8217;s that simple &amp; 100% FREE!</p>
<p>At http://abc-mailing-lists.com you&#8217;ll learn how to find and purchase sales leads, telemarketing leads, targeted double opt-in email mailing lists, how to write sales scripts and deal with call centers. There are ways of internet generated live transfer leads, direct or through a list broker.&#8221;</p>
<p>Duration : <b>0:2:19</b></p>
<p><span id="more-2165"></span><br /><iframe title="YouTube video player" class="youtube-player" type="text/html" width="425" height="344" src="http://www.youtube.com/embed/U7cofk5EPZs" frameborder="0" allowFullScreen="true"> </iframe></p>
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		<item>
		<title>Debt Consolidation Option</title>
		<link>http://www.havingbook.com/debt-consolidation/debt-consolidation-option</link>
		<comments>http://www.havingbook.com/debt-consolidation/debt-consolidation-option#comments</comments>
		<pubDate>Fri, 10 Jun 2011 20:19:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[news]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/debt-consolidation-option</guid>
		<description><![CDATA[Debt Consolidation Option Duration : 0:1:22 addthis_url = 'http%3A%2F%2Fwww.havingbook.com%2Fdebt-consolidation%2Fdebt-consolidation-option'; addthis_title = 'Debt+Consolidation+Option'; addthis_pub = ''; Technorati Tags: news]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/cg4JGNMMRdQ/0.jpg" align="left">Debt Consolidation Option</p>
<p>Duration : <b>0:1:22</b></p>
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		<item>
		<title>Can I get a debt consolidation loan as a home loan but with no equity?</title>
		<link>http://www.havingbook.com/debt-consolidation/can-i-get-a-debt-consolidation-loan-as-a-home-loan-but-with-no-equity</link>
		<comments>http://www.havingbook.com/debt-consolidation/can-i-get-a-debt-consolidation-loan-as-a-home-loan-but-with-no-equity#comments</comments>
		<pubDate>Fri, 10 Jun 2011 01:59:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[debt consolidation]]></category>

		<guid isPermaLink="false">http://www.havingbook.com/debt-consolidation/can-i-get-a-debt-consolidation-loan-as-a-home-loan-but-with-no-equity</guid>
		<description><![CDATA[I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty making all the payments and I don&#8217;t want to completely ruin my credit. Any reliable consolidation advice would be apprecitated! No What are [...]]]></description>
			<content:encoded><![CDATA[<p>I am trying to consolidate my credit card debt because the payments are too high each month.  If I could get a home loan this would be perfect.  I am having difficulty making all the payments and I don&#8217;t want to completely ruin my credit.  Any reliable consolidation advice would be apprecitated!<br />
<br />No</p>
<p>What are you doing to reduce your spending habits and increase your income?</p>
<p>Most people who consolidate their debt go right back to their spending habits and end up running their credit cards up again.</p>
<p>If you are financially irresponsible the best thing you can do for yourself is to cut up your credit cards and get a second or third job and pay the cards off.</p>
<p>You got yourself in this mess, you are going to have to work hard to get yourself out.  Most people want an easy solution but there aren&#8217;t any.</p>
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