DMCC featured on Close-Up TV NEWS

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Technorati Tags: Budgeting, cards, consolidation, credit, debt, Finances, Identity, Mortgages, Non, profit, scores, Theft

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors – particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying.

IT IS NOT AGAINST THE LAW TO OWE MONEY!

Do not allow yourself to be lied to (example: “You’re going to go to jail if you don’t pay this” is one of their favorites!) or treated without the dignity you deserve.

KNOW YOUR RIGHTS UNDER THE FDCPA:

Collectors can NOT call you before 8 am or after 9 pm

Collectors can NOT threaten to have you arrested or charged with a crime if you dont pay

Collectors can NOT continue to call after you have indicated you want them to stop (record your conversation with them, tell them you ARE recording it, write the date and time down in a journal, and follow up with a certified letter stating they may no longer call.)

Collectors can NOT call friends, family members or colleagues repeatedly in order to get you to pay (they may call your acquaintances ONCE in order to track you down and may NOT mention that you owe money or give ANY information that would lead someone to believe that they are attempting to collect a debt.)

For more information on your rights under the FDCPA, please visit my website at www.myarrp.com (click on the “Help With Credit” link at the top.)

To the scum debt collectors reading this: We’re mad as and we’re not going to take this any more! We the People are being educated as to your tactics, garnering strength and numbers, and proposing legislation. We’ll be in touch with you…

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Introducing EXPLODE-A-DEBT. A revolutionary debt-reduction system that doesn’t reduce your credit card debt, it just reduces all the credit card applications.

Technorati Tags: card, cards, credit, Dave, debt, explosion, Finances, financial, funny, junk, mail, Peace, Ramsey

www.37daystocleancredit.com Here’s an awesome excel debt reduction tool that you can use to help eliminate your debt

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DMCC featured on Close-Up TV NEWS

Technorati Tags: Budgeting, cards, consolidation, credit, debt, Finances, Identity, Mortgages, Non, profit, scores, Theft

http://debtrelief911.com – Get Rid of Credit Card Debt Now! Learn How to Eliminate Your Credit Card Debts in 90 Days Without Debt Consolidation or Bankruptcy!

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Technorati Tags: bad, bankruptcy, card, cards, consolidation, credit, debt, debts, elimination, high, interest, loans, relief, settlement

Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS)

More info at:
sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/

micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/

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Technorati Tags: assistance, bad, cards, casa, collection, collectors, consolidate, consolidation, consolidation-loan, counseling, credit, cures, debt, debts, dinero, elimination, estate, financial, get-out-of-debt, Help, loan, management, mi, micasa, micasamidinero, midinero, money, non-profit, pay-off-credit-cards, real, sccrealestateuncensored, settlement, uncensored