Set up a household budget by recording all expenditures for a month or two, organizing expenses in different categories and deciding which expenses are necessary and which can be cut out. Be honest and record every single expense when setting up a budget with instructions from a financial service specialist in this free video on budgets.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz
Duration : 0:2:26
Consolidate credit card debt by taking out a personal loan or doing a credit card balance transfer. Consolidate credit card debt with tips from a consumer credit counselor in this free video on personal finance management.
The 5th in a series of educational videos from the MoneyHarvest Institute. We help change lives for the better and empower people to have Prosperity Thinking. More about us and our non-profit Christian Credit Counseling Services at www.cccfree.org
Applying for a credit card with bad credit requires trying to get on a budget, applying for a secured credit card and making regular payments on all debts. Consider the reasoning behind getting a credit card if you are already in debt with advice from a financial service specialist in this free video on credit counseling.
The 3rd in a series of educational videos from the MoneyHarvest Institute. We help change lives for the better and empower people to have Prosperity Thinking. More about us and our non-profit Christian Credit Counseling Services at www.cccfree.org
Christian Credit Counselors is a national non-profit association dedicated to helping consumers achieve financial wellness through counseling and education. Established in 1990, Christian Credit Counselors has helped over 2 million individuals achieve financial security. Christian Credit Counselors is one of the top members of the American Association of Debt Management Organizations (AADMO). They are also HUD approved, Fannie Mae Certified and a United Way partner. They manage clients across the country. Personalized and confidential consultations are available in person, by phone or online. Visit Christian Credit Counselors at www.ibudget.org or call 1-800-557-1985. (more)
Sanyika Calloway Boyce’s appearance on “In the Loop with iVillage”
http://www.totaldebtrelief.net uses a pitcher and a glass of water demonstrate the effects of minimum credit card payments. This video uses a simple analogy to describe how the average American is throwing away their money to the credit card companies. Visit totaldebtrelief.net for more information on credit card debt relief.
Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance transfers, with advice from a certified public accountant and credit counselor in this free video on debt management.
The 4th in a series of educational videos from the MoneyHarvest Institute. We help change lives for the better and empower people to have Prosperity Thinking. More about us and our non-profit Christian Credit Counseling Services at www.cccfree.org