If you feel you need help getting your finances in order, a credit counselor may be of use to you. Unfortunately some scammers and con artists posing as credit counselors are more interested in taking your money than helping you get back on your feet. There are things you need to know before contacting anyone about credit counseling. This video explains what to look for in a credit counselor, when you should consider contacting a credit counselor, and what you can do on your own to improve your credit.
When looking for a solution to getting out of credit card debt, use a non-profit credit counseling agency like Consolidated Credit Counseling Services of Canada ( www.consolidatedcredit.ca ). Consolidated Credit’s Executive Director Jeff Schwartz discusses the advantages of the debt counseling services and debt consolidation program that Consolidated Credit offers compared to for-profit agencies.
www.letsforgetdebt.com – An excellent informative site and service to help anyone with credit card debt. A step by step video talking about the reality of credit card debt, and how the credit card companys are really charging you 83.3% interest.
http://www.freearticlesearch.org/category.php/DebtConsolidation In business debt consolidation loans can be extremely helpful when you are interested in a smaller monthly payment. Instead of paying more than one debts per month, you are only paying for one
http://www.payasyousettle.com/debt-options/ An excellent informative site and service to help anyone with credit card debt.A step by step video talking about the reality of credit card debt, and how the credit card companys are really charging you 83.3% interest.
www.bills.com Learn about your debt consolidation options, including mortgage refinance loans, debt settlement, and credit counseling in this video hosted by Brad Stroh, Co-Founder and Co-CEO of Bills.com. Debt consolidation options include refinancing your mortgage to pay off other debts, receiving credit counseling, or reaching a debt settlement with your lenders. Bills.com Co-Founder and Co-CEO, Brad Stroh, reviews when each of these options is appropriate and how each will affect your credit rating. He also reviews the long-term costs of each option. Before choosing one, determine whether your goals are lower payments or paying off the debt faster, and then contact a reputable provider to begin the process. Visit Bills.com for more personal financial advice and information.
After bankruptcy, a person can start rebuilding their credit immediately by acquiring a credit card and paying off a small cash deposit to the credit card lender. Discover how to build a positive credit file with help from a registered financial consultant in this free video on money management and personal finance.
Expert: Patrick Munro
Contact: www.northstarnavigator.com
Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.
Filmmaker: Reel Media LLC
A grant is issued by the government and can be used to pay off debt, but the person in debt must show a need for a grant. Get a government grant to help overcome unemployment or illness with help from a business analyst in this free video on financial planning and debt management.
Expert: Terry Kuykendall
Bio: Terry Kuykendall is currently a budget analyst for the military in Washington. She is an accountant who has worked at firms helping people deal with personal and business debt.
Filmmaker: stephen kuykendall